EMI & cost calculator
Work out your monthly EMI, total interest and the cash you need upfront, including approximate Karnataka stamp duty and registration.
EMI calculator
- Loan
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- Total interest
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- Down payment
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- Stamp duty + reg. (~6.6%)
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Illustrative only. Your bank decides the final rate and eligibility.
How much can you borrow?
Banks usually cap total EMIs at 40-50% of monthly take-home pay and lend up to 90% of the property value for loans up to ₹30 lakh, 80% up to ₹75 lakh and 75% above that. A co-applicant's income increases eligibility.
Stamp duty & registration in Karnataka
For most homes in Bangalore, expect about 5% stamp duty plus cess and surcharge, and 1% registration fee, roughly 6.6% of the guidance value or agreement value, whichever is higher. Check the current rates with the sub-registrar before you register.
Want an exact cost sheet?
Tell us the project and unit you're considering and we'll get you a written cost sheet.
- Current price sheets and inventory
- Side-by-side comparison of your shortlist
- Site visits arranged at your convenience